1. MEET WITH A REAL ESTATE AGENT to discuss the home you are looking for including style, price and location. Commit to work with your agent and let him/her guide you through the entire buying process.
BUYERS ADVANTAGE: As the home buyer, the agent’s commission is paid by the seller in most cases and this means your representation costs you nothing!
2. GET PRE-APPROVED – You can shop for a mortgage lender or your agent would be happy to refer you to one. Getting pre-approved will help establish your budget as you begin shopping for your new home. In addition, the pre-approval will aid in speeding the process once you have chosen your new home. To be prepared for the mortgage lender, you will need pay stubs, 2 years of W-2’s and 2 years of tax returns if you’re self employed.
3. SEARCH FOR HOMES – Your agent will schedule showings and help you find the perfect home to meet your needs. You can also search all MLS listings right here on our website.
4. MAKE AN OFFER – Your agent will prepare the offer based on the price and terms you choose.